how trove works

Build your own
Omni-channel solution

Trove. Find Yours.™

omni-channel

Trove® will help you define, build and deploy a custom solution.

own the payment

Trove® can support single use tokenization of stored credentials.

experiences

Modernize your systems so customers pay the way they prefer.

Leverage data

Learn more about your customers through their transactions.

Start your commerce freedom with

Easily connect any frontend POS, mobile app or other solution to any backend transaction authorization system. Trove Gateway makes it easy to mix and match systems to deliver the perfect commerce solution for your users.

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Add on any of our Trove Solutions

By starting with Trove Gateway, we will use our services to build a solution for your needs. Improve your customer's experience, own the transactions, gain valuable insights, and reward your customers.

Consistency for All

Improve your customer experience

Trove Auth

Provided as an easily deployed iFrame, Trove Auth connects users to their institution’s SSO solution to allow them to easily authenticate. Trove then retrieves user’s close loop payment credentials and safely tokenizes the credential within the Trove platform. Perfect for mobile apps and e-commerce websites.

Trove Wallet

Enables the storage of many open and closed loop payment and loyalty credentials in one easy to deploy mobile wallet. Providers can integrate Trove Wallet into mobile apps and eCommerce sites for easy access to stored payment credentials. Trove Wallet supports dynamic, single use tokenization of stored credentials for POS vending via transactions via QR code.

Own the Payment

Store and reward transactions

Trove Stored Value

Trove’s in-platform stored value system allows for enhanced flexibility in your badge pay or eCommerce program. With the account management system that is part of the Platform, Trove can modify and customize payroll deduction and discretionary spending programs to exactly fit client's needs.

Trove Loyalty

Trove’s in-stream loyalty engine allows for low effort integration with POS, mobile and eCommerce solutions. Points accrual and redemption of rewards are handled in-stream as part of the sale transaction request. More advanced features like SKU-based points bonuses can be implemented using Trove’s native promo feature.

Leverage Your Data Asset

Harness the power of transactional data

Trove Data

Transactions are an asset. With Trove all transaction data across your entire ecosystem is available for data analytics in real-time. Trove normalizes and cleans data from disparate sources and destination systems in-stream as transactions are processed. No need for delayed post processing before making use of the data.

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Trove customer success stories

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1,000+

merchant locations
processing per month

300+

unique sites routing
transactions

3M+

transaction requests per
month

Frequently asked questions

What transactions systems is Trove connected to?

Trove connects to each of the major transaction systems used on college and university campuses and many of those used for payroll deduct programs at corporate and healthcare campuses.

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What POS system is Trove connected to?

Trove connects to many of the point-of-sale systems used by US college and university, healthcare and commercial campuses, and sports and entertainment venues. New connections are being made continuously.

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How long does it take to integrate my system to Trove Gateway?

Integrating to Trove Gateway can be quite simple and take as little as a few days to complete. Please contact us so we can better understand your requirements.

How it Works

What are the other services provided through Trove Platform?

In addition to Trove Gateway, the Platform includes Wallet, Loyalty, and Rewards solutions, as well as a stored value system that powers payroll deduct and declining balance programs. Tailored together, the solutions in Trove Platform enable omni-channel payments and commerce solutions for all kinds of customers.

How it Works

Why would I use Trove rather than integrating directly with transaction systems?

Trove offers a simple and economical path to integration with multiple closed loop transaction systems. Integration to Trove enables any POS system, kiosk, mobile app or unattended terminal to work with any integrated transaction system. It’s ultra- efficient compared to the alternative of one-to-one integrations with each of the transaction systems individually.

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How long has Trove been operational?

Trove was conceived in 2019 by a team that had worked together previously at the campus transaction processing company CardSmith. Our mission is to modernize, mobilize and simplify campus commerce by making network connections easier for front-end and back-end systems. Trove went live in August of 2020 and has been continuously operational since that time.

About Trove

Are you ready to discover commerce freedom?

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